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Privy
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A customer checking his financing application on a phone beside a car

Indonesia's #1 Digital Identity and Digital Signature

Enabling Smarter, Faster Lending with Trusted Digital Identity & Signature

Privy helps multifinance and BNPL providers accelerate user onboarding, cut fraud risk, and streamline credit workflows, from application to approval and repayment using trusted digital signatures and verified identities.

71+Million Verified Users300,000+Verified Businesses

Every identity verified by Privy is backed by a warranty of IDR 3 billion. If the identity is proven invalid, we will provide compensation.

Hands filling in a financing application on a phone

Secure Lending with Verified Identity and Legal Signatures

Privy powers compliant lending operations with fast identity verification and digital signatures that hold up to scrutiny.

AI-based ID match with Dukcapil validation and digital certificate issuance to approve users faster and prevent fraud.

Sign credit contracts, approval letters, and disclosures with PSrE-certified e-signatures.

Full audit trails and behavior tracking to support anti-fraud and AML programs.

Connect faster with your system via API & SDK.

Fraud Prevention & Faster User Onboarding in Multifinance & BNPL Industry

Privy supports multifinance and BNPL providers in digitizing their end-to-end workflows, from borrower onboarding to agreement signing and loan servicing while ensuring speed, legal validity, and regulatory compliance at every step.

A phone showing identity and document verification icons

Borrower Onboarding & Identity Verification

Accelerate borrower acquisition with AI-powered instant identity verification and Dukcapil-matched data. Reduce fraud risk, eliminate manual processes, and onboard verified users in seconds, even during peak periods.

A person choosing a financial service from a grid of app icons

Loan Disbursement & Agreement Signing

Digitally generate, deliver, and sign loan agreements with certified digital signatures that are legally binding. Enable borrowers to complete the process anytime, anywhere, on mobile or web, without face-to-face interaction.

A customer holding a card while using a laptop on a sofa

Credit Limit Updates, Top-Up Offers & Rescheduling

Maintain operational agility with digital consent flows for credit limit changes, payment rescheduling, and loan top-ups. Customers can instantly review and accept terms with a single signature, streamlining customer experience and documentation integrity.

A risk officer reviewing an approval checklist on a desktop computer

Risk Management, Regulatory & Compliance Audits

Ensure full traceability and accountability of every action with encrypted audit trails and timestamped consent records. Stay audit-ready with documentation that meets OJK compliance, AML, and data governance standards.

Get on board with Privy for Multifinance & BNPL now

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