
Enabling Smarter, Faster Lending with Trusted Digital Identity & Signature
Privy helps Multi finance and BNPL providers accelerate user onboarding, cut fraud risk, and streamline credit workflows, from application to approval and repayment using trusted digital signatures and verified identities.
Fraud Prevention & Faster User Onboarding in Multifinance & BNPL Industry
Privy supports multifinance and BNPL providers in digitizing their end-to-end workflows, from borrower onboarding to agreement signing and loan servicing while ensuring speed, legal validity, and regulatory compliance at every step.

Borrower Onboarding & Identity Verification
Accelerate borrower acquisition with instant identity verification using AI-powered eKYC and Dukcapil-matched data. Reduce fraud risk, eliminate manual processes, and onboard verified users in seconds, even during peak periods.
Loan Disbursement & Agreement Signing
Digitally generate, deliver, and sign loan agreements with certified digital signatures that are legally binding. Enable borrowers to complete the process anytime, anywhere, on mobile or web, without face-to-face interaction.


Credit Limit Updates, Top-Up Offers & Rescheduling
Maintain operational agility with digital consent flows for credit limit changes, payment rescheduling, and loan top-ups. Customers can instantly review and accept terms with a single signature, streamlining customer experience and documentation integrity.
Risk Management, Regulatory & Compliance Audits
Ensure full traceability and accountability of every action with encrypted audit trails and timestamped consent records. Stay audit-ready with documentation that meets OJK compliance, AML, and data governance standards.

